Role
Product Designer
Client
Senior Capital
Duration
4 months
Time reading
5 minutes
Senior Capital App - Learn & Invest
PROBLEM
What's currently happening?
- The population over 60 is growing and facing financial and digital exclusion due to the complexity of current apps and the fast pace of banking digitalization. - Older adults often have lower digital and financial literacy, which increases their vulnerability to fraud and poor investment decisions. - Most financial apps today are designed with younger users in mind, featuring complex interfaces that don’t take into account cognitive or motor limitations.
RESEARCH
Benchmarking
I performed a benchmarking analysis of investment and financial education apps (Goin, Bux Zero, Fintual, etc.), identifying strengths such as simple interfaces and gamification, as well as weaknesses like limited educational content and overly youthful aesthetics.
Interviews
I conducted 5 semi-structured interviews with older adults to explore their needs, barriers, and motivations. This is what they said:
1. “I’d like the app to be easy to use. The thing is, they’re usually not, at least not for people like me.” 2. “I only use basic things.” 3. “I’d like to learn more about how to grow my savings or invest my money.” 4. “If there’s something I don’t understand, I ask to a family member.”
Personas
To better empathize with our target audience, I developed ficticious personas that helped me understand their needs, wants, thought and priorities.
PROTOTYPE
Senior Capital App
Creation of an app designed for adults over 60 who want to learn about financial education in an intuitive and easy-to-understand way, while being able to invest safely and effortlessly.
Key features
RESULTS
Reflection and takeaways
Through this project, I learned that every design decision should have a clear reason behind it. The real needs of users always come before our own design preferences, and continuous iteration is the key to improving and moving a project forward. Senior Capital goes beyond being a simple app prototype — it represents a replicable framework for building more inclusive fintech solutions in the future. Its mission is to empower older adults, foster autonomy and confidence, and create a bridge between financial education and safe, responsible investment.
Next steps
- Mid-term evaluation: Testing the app over a six-month period with real usage metrics would make it possible to measure financial knowledge retention and responsible investment behavior. - Conversational AI introduction: Integrating a voice or chat assistant would make it easier for users with motor or visual impairments to perform operations and receive explanations in natural language. This feature would reinforce the principle of universal accessibility while providing a 24/7 support channel. - Familiar ecosystem: Expanding the current notification system into a “financial wellbeing dashboard” would provide family members or assistants with anonymous activity indicators — for example, unusual transactions — helping to prevent fraud and enhance security.
